FinCobra Checkout

FinCobra Checkout

Hosted non-custodial crypto checkout

FinanceFreemium

About FinCobra Checkout

FinCobra Checkout is a hosted non-custodial crypto checkout. Invoices at fincobra.com/pay/:id settle straight to your own merchant wallet.


FinCobra Checkout is a hosted, non-custodial crypto checkout for merchants who want to accept cryptocurrency payments without handing custody of their funds to a payment processor. You create an invoice, share the hosted payment page at fincobra.com/pay/:id, and your customer pays from any wallet. Settlement goes directly to your own merchant wallet, so FinCobra never holds, pools or forwards your money. Supported assets and networks: Bitcoin via your own BTC xpub, so invoices can use addresses derived from your key; USDT and USDC on Ethereum; USDC on Arbitrum; USDC on Base; and USDT and USDC on Solana. Each invoice shows the amount and the network the customer is paying on, and funds land in the wallet you control. Pricing is simple: FinCobra Checkout is free to use up to 1,000 US dollars of processed volume, and after that it is pay-as-you-go at 0.5 percent of volume, with no monthly subscription. Documentation, including how to create invoices and configure your receiving wallets, is at fincobra.com/docs/. To be explicit about the current scope, FinCobra Checkout does not support the Lightning Network, there is no Shopify app, there is no public WooCommerce plugin, there is no fiat on-ramp or off-ramp, the Watchlist portfolio product is separate and not part of Checkout, and no MCP integration has shipped. Everything listed above is what exists today. Merchants who want a payment page that never takes custody of customer funds, and who already hold a Bitcoin xpub or a stablecoin wallet on Ethereum, Arbitrum, Base or Solana, can start accepting payments today with the free tier.

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Launched 10/5/2026