Echo Money

Echo Money is a global cross-border payments infrastructure built to make international money movement feel as simple and familiar as a local transfer.

Businesses operating across borders often have to deal with different banks, payment methods, currencies, FX providers, compliance requirements, settlement systems, and fragmented APIs in every market. Echo Money brings these pieces together through a single infrastructure layer, allowing businesses to collect locally, convert globally, and pay locally across 110+ countries.

With access to 70+ currencies and 215+ local payment methods, Echo Money connects businesses to local payment rails across major global markets through a single API and dashboard. Businesses can move money using local bank rails, SWIFT, SEPA, stablecoin corridors, cards, wallets, mobile money and real-time payment networks, depending on the market and use case.

Echo Money is built around two-way local payment coverage. Instead of only enabling collections or only enabling payouts in a particular market, Echo Money aims to support both sides of the transaction.

Businesses can:

• Collect locally from customers and counterparties

• Hold and manage funds across fiat and stablecoin balances

• Convert currencies using competitive, mid-market FX

• Pay locally to suppliers, employees, freelancers, partners and customers

• Move funds internationally through local rails, SWIFT, SEPA and stablecoin networks

• Settle in fiat or stablecoins, depending on the corridor and business requirement

This makes Echo particularly useful for businesses that need to move money into and out of difficult or fragmented markets, rather than simply sending money from one major financial centre to another.

Additionally, Echo Money's infrastructure is designed to support cross-border flows across 110+ countries, spanning Africa, MENA, APAC, Oceania, Europe and the Americas.

Key markets and corridors include challenging payment markets such as:

India, Turkey, China, Hong Kong, Australia, New Zealand and Thailand, alongside broader coverage across emerging and developed markets.

The infrastructure is designed for money movement between local markets, meaning a business can collect in one country, convert funds, and pay into another market using the appropriate local payment rail.

At its simplest, Echo Money brings local payment infrastructure, global connectivity and stablecoin rails into one platform.

Instead of building relationships with separate providers for every country, currency, payment method and payout market, businesses can use Echo to:

Collect locally → Hold funds → Convert at competitive FX → Move globally → Pay locally → Settle in fiat or stablecoins.

All through one API and dashboard, across 110+ countries, 70+ currencies and 215+ local payment methods.

Echo Money is cross-border payments that feel local.